Would you love to hire a Doula but you honestly can’t afford one? Fear not! Your Health Insurance may cover it!
Whether your pregnancy was meticulously planned, medically coaxed, or happened by surprise, one thing is certain – your life will never be the same.
– Catherine Jones
So you’re having a baby huh? Congrats! Things are about to be change in a beautiful way!
Grab a bowl of oatmeal and relax. I did it 9 times, you’ll be okay.
I love being a Charlotte doula. I not only help couples before conception, but I also get to help them during and after delivery. (Check out my Facebook page)
I love attending births. I love how it makes me feel. I love how it makes the mom feel. I love making a difference in other peoples’ lives.
Charlotte has a great selection of professional doulas, and I am proud to be among some of the best in the business. IF I COULD DO IT FOR FREE I WOULD. But I can’t. Aside from the cost of education, books, workshops, continued education, and advertising (website, cards, brochures), we also take into consideration the time that it takes for all of these as well as out of pocket expenses.
In the grand scheme of things, you’re paying for an invaluable service during your pregnancy, labor, and birth. The difference a doula can make during this time is often priceless. The least that can be done is pay her asking fee. If you need help with that, look no further than your maternity Insurance. (See My Webpage)
As a doula, one of the first questions I’m asked is, will my HMA pay for your services? Here’s the short answer:
Expenses paid for a doula who’s primary purpose is for delivery of the infant are reimbursable. Charges where the primary purpose is child care after delivery are not covered. An explanation of the primary purpose should accompany the claim.
The following is a partial list of insurance companies have reimbursed in whole or in part for doula services:
Baylor Health Care System/WEB TPA
Blue Cross/Blue Shield
Blue Cross/ Blue Shield PPO
Degussa, a German Chemical Company
Elmcare, LLC, C/O North American Medical Management
Foundation for Medical Care
Glencare Managed Health Inc.
Great-West Life & Annuity Ins. Co.
HNTB (Peoria, IL)
Houston New England Financial, Employee Benefits (Fort Scott, KS)
Lutheran General Physician’s Organization
Oschner HMO, Louisiana
Professional Benefits Administrators
Summit Management Services, Inc
United Health POS
Wausau Benefits, Inc
Note: I would ask the doula for her NPI (National Provider Number It may or may not be an issue. Find out before hiring her. or it may be coming completely out of your pockets.
~~~~ON NEXT Monday, I’ll tell you the procedure to filing your doula fees~~~~
HSA qualifications vary; including Medicad. For some insurance companies may want you to identify as an out of network licensed healthcare provider and may make it easier to get reimbursement to your clients. Depends on the insurance company and the state insurance laws.
I tell my clients to get their OBGYN to write them a prescription for me (a doula) One day Blue Cross Blue Shield called me directly just to ask if I was a doula in their network and I was so proud to say, “Not yet but I am a certified doula .” (Via my numerous clients birth records and doula registration receipts) But they didn’t ask for them . So far, getting paid has never been an issue for me. My clients are instructed to submit receipts through their health insurance coverage, not a flex spending.
Feel free to check out my Pintrest board on ‘Pregnancy’. It’s the rated board for doulas! I’m sure you’ll find great information there.
If this hasn’t helped, just go to your HSA . They should have a third party administrator who can answer this for you.
Here are some beautiful quotes on pregnancy. Click here!