Allowance or pay for performance; for our kids, hugs are golden.

Mom, Do I Have To?

My lady friends and I were sitting around and the big question came up. .. On one hand it may be a bit confusing to tie allowance directly to chores because we should be teaching our kids to help around the house when it’s needed, right? Not just when it is part of their “to do” chores. Also, it can be very easy for parents, like me, to lose track of the chores that have actually been completed. One friend suggested that a good idea to solve this dilemma is to add a little bit of structure to the list of “to do” chores. I think that it’s a great idea to create a daily chart (large enough to be noticed by your child and in a visible area) with a list of the expected chore duties and write the earning next to it (e.g., Monday, vacuum room, $2.00). In addition, we should encourage our kids to continue to help around the house even when it’s not on their “to do” list.
In our home, we try to use our kids allowance as a means of teaching financial responsibility; for example, we can encourage them to save their allowance for a toy or gadget that they have had their eye on, a birthday gift for grandma or grandpa or a trip to the movies. As for paying kids to do well in school, they should be praised with hugs or maybe a celebratory treat for doing well, but never with money.

My Love Scenario

Getting ready.I might have never gotten married if it wasn’t for my mother. First, let’s take a logical look at the argument that we shouldn’t get married because so many marriages end in divorce.
Let’s make the same analogy with other subjects and see if they make sense for you. “We shouldn’t buy cars because so many people have accidents.” “We shouldn’t have children because so many parents have bad relationships with their children.”
I see a problem with this kind of reasoning.
So, instead of not buying a car because cars are dangerous, we obey the traffic laws and wear our safety belts.
We maintain our cars so that they don’t break down. And we don’t do stupid things like drinking and driving which greatly increase our risk of having a fatal accident. Makes sense, right? We can make the benefits of driving outweigh the risk by the way we drive and by the things we do.
Trust me; there are moments when I thank God for my husband. Those are the times when he says or do things out of the blue that just take my breath away. Then those other days come, and Lord have mercy! “Omg”, why in the heck did I do it; is the only thing that come to my mind. When the dust is settled, and all the cards are down, I love saying “my husband” to any one that will listen.

New Year – New Blog and 3 New Resolutions.

Everybody does it. I’m going to lose weight, save money, go out more, and stay in more! The list goes on and on. Well, now that I have this new blog, I may as well choose to do some new things. That’s right, my resolutions are slim. I only have three. I’m going for quality, not quantity.
1. I will create a sense of community for my child. I already know that it is important to become a member of your child’s school community. Children feel more confident and comfortable in school when they feel their families are part of the experience. So I figured, I’ll do it all. Well as much as I can. I’ve chaperoned class field trips, and have even donated objects from home to the classroom. I guess once my five month old gets older I can volunteer more when possible.
For my smaller boys, I’ll just continue to organize quality play dates with the fabulous QC Stay at home moms.
2. I will finish reading Rich Dad, Poor dad and make small improvements based on the book. It really inspires you to create destiny for yourself. From what I’ve read so far, “this recession does not scare me”. It’s all about getting my money to work better for me. I guess a good place to start at this point is with my taxes. I’ll avoid those high refund tax loans and get KP Tax Service to prepare my return this year. The rates can’t be beat.
3. I will help my family eat healthier. Simple enough, but really….who really does that, all of the time?
To my defense, we incorporate plenty of fruits and vegetables into our daily meals. There are always healthy snacks for when they come home from school. We even serve soy and lean meats for protein. Getting our kids to drink water over sugary beverages is pretty easy. However,my biggest feat is those ginger candies and just those lovely, yummy carbohydrates! darn them carbs! Being a role model can be challenging at times, but that’s what I got to do.