Wednesday Wow: The Gift That 16.8 Million Families Need Most for the Holidays

The Gift That 16.8 Million Families Need Most for the Holidays

I know that you’ve max ‘d out that credit card didn’t you? Couldn’t help your self huh? Found any good deals? I was just told about a few sick shoppers bum-rushing into a store for some over the top- over priced sneakers? I call them sick minded because normal folks don’t do that.  It’s just sneakers. Of course, none of my readers would do anything like that.  If you’re in that group like me Christmas is far from your mind and change purse. I know you’re resting well and posted up on the couch drinking cider and watching those awesome specials. Now if you’re in that small group that has yet to shop-consider this.

1. Create a Budget & Stick to it.Plan who you are buying for and how much you are willing to spend before you start shopping and stick to it.  Try to come in under budget and reward yourself and the end of the holiday season for all of your hard work.

2.Remember What’s Important – The best part about the holidays is spending time with friends and family.  The memories that you create each holiday season won’t be about what fancy china was used at the dinner table or who got the most expensive gift.
3. Refinance & Skip a Mortgage Payment – If you have a mortgage rate higher than 4.5%, refinancing may make sense for you.  On top of that, if you refinance now you could skip December or January’s mortgage payment (depending on when you close.  -Don’t ask me how, I’m still renting)   A Home Loan Expert can provide more details.  You could use the money that would normally go toward your mortgage payment on gifts rather than racking up your credit cards.

If you don’t digest anything else, just keep his in mind-

4. You gotta live after the 25th right?  So shop better this year. Use these super fun and affordable tips!

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-Visit a group home & take a couple of board games to share.

-Make your own gifts. They are online everywhere & you’ll be so proud of yourself.

-Treat your family to a new culture via the . Study and even dress up for the full monty’. Then tell others what you learned over the holidays.  We use online coupons & everyone (all 7 of us eat for less than $30.00-& yes, we got a stomach full)

-Regift!…If you are not gonna use it; why not?

-Save altogether and buy a house…….hmmmm!!!!! I bet you they would happily give up a Wii now for room of their own to play it in.

 Get above the influences!

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