Friday Four: Small Biz Saturday

Digital_BannerSo how was that Black Friday Shopping today?

You know, I still wonder what compels people to leave their families early to open up stores at ungodly hours. And yes, it’s comically hypocritical to give thanks on one day, only to max out the credit card a day later.

ld

Did you shop ANY small business? I know they would LOVE your business. It would help them with tools, classes, groceries, and other living expenses. Don’t you want your local  small business to stay in business? I know that I do.

I want my favorite small business to thrive. This Small Business Saturday go out and shop your favorite small business. It’s the best way to tell them that you like what they do AND want them to stay in business AND because it’s good for the shops and it’s good for the community.

My top four small business to patronize are: DSCI0008

1. A New Vision CDC

2. Kidtastic Getaway

3. Lil Dream Girls Pampered Spa Parties

4. Oneaka Dance Company

BONUS– Emma Southern Cake Queen

I’ll be adding more to the list on QC Supermom Facebook Page.

Here are a few ways to have a safe and successful online shopping experience:

Shop with credit: Credit cards carry anti-fraud protections, making shopping and even returning online safer.

Minimize information: Use a unique password to shop on Cyber Monday that you don’t use for other accounts and provide the least information possible when placing an order. Unless it is a website you frequent, check out as a guest instead of registering. Use a special “shopping” email address to receive confirmations, receipts.

omGood things come in small packages. Butwhen the recent recession hit, small businesses were boxed out big time. In fact, their failure rate jumped a whopping 40 percent from 2007 to 2010.~ American Express

Get organized: Make sure you’ve searched for the best price of the items you want using price comparison tools. Find coupon codes or cash back offers before you start shopping. And know the requirements for free shipping so you to don’t get stuck at checkout paying more than you intended. My daughter purchase came out to $2.00, but Shipping charges equaled $8.00. Go figure!kt

 Shop Securely: Update your software to make sure you have the latest protections and features. Shop at home (or at work) where you know the Internet connection is secure.

 

scq

 

 

 

 

Small Business Saturday is an American shopping holiday held on the Saturday after Thanksgiving during one of the busiest shopping periods of the year. First observed on November 27, 2010, it is a counterpart to Black Friday and Cyber Monday, which featurebig box retail and e-commerce stores respectively. By contrast, Small Business Saturday encourages holiday shoppers to patronize brick and mortar businesses that are small andlocal.

Friday Four: 4 Secrets Debt Collectors Hate

Earlier on Facebook, I shared a really big secret about debt collectors.

debt mon

Wanna tell the debt collector that you’ll pay them when pigs fly?

You maybe able to do just that.

I shared that some debt may become stale/ noncollectable. The debit gets really old and based on the state that you are in, after say, 4-7 years, you are no longer bond to pay it. HOWEVER, if you voluntarily offer a payment on a stale debt, that action can revive the debt and make it legally collectible, Before I go any further, let’s be clear, there should never be a point in your life that you should choose to create bills that you have no intention to pay. This list is for those that need a hand up, not a hand out.

Here are a few more tips that will free up the stress level and funds to use wisely at your favorite small business this holiday season. debt save

1.Collectors will always try to create a false sense of urgency by imposing a series of deadlines, after which ‘this deal will no longer be available.’ The reality is that settlement or workout offers tend to improve over the course of a typical 3-month collection assignment.

2. If you can’t pay the collector the amount he is demanding, or refuse to give your bank account or debit card number to make the payment, the debt collector may threaten to “put you down for ‘refusal to pay.’ ” But that’s “a meaningless phrase in the debt collection world.

3. You aren’t responsible for the debts of relatives who died unless you were a co-signer.

4.The Fair Debt Collection Practices Act is very clear that once you tell a debt collector your employer doesn’t allow you to talk with her while you are at work, she must stop calling you there.By continuing to contact consumers at work under these circumstances, debt collectors may put them in jeopardy of losing their jobs,

Now, you have some powerful tools. Use them to get out of debt. But don’t recklessly create more. More tips coming next Friday! Stay tuned!

Spend well ~QC Supermom

debt cross

Friday Four: Social Hangover :(

Image

 QC Supermom is the official brander of Total Children Wellness.

This blog is for people who want to know what  to do when their media strategies don’t work. Seriously! If you make more than $600 a week; don’t even waste your time in reading this. It’s not for you. So don’t bore yourself! My feelings won’t be hurt. TRUST ME. Close this window and go to Queen City SAHM’s (http://www.meetup.com/QueenCitySAHM/ ) for upcoming events!

Social Networking is one of the biggest crazes on the internet and off line.

Everyone does it. Some profit from it to get leads and sales. Others use it to gain status of whatever it is they like to draw attention to, i.e. jokes, faith, hobbies,etc. A few out there are trying just trying to have fun and land a peice of booty. I tend to favor both lead and hobby preferences.

Here are my top tips for those that use social media for marketing .

1. Become an expert.

People want to buy through the business with the industry expert or celebrity. You can use web  to become this specialist / celebrity. You know that the customers are here, so you can very easily insert yourself in plus begin answering queries to get the trust of the consumer.
Join groups related in your business on the social websites sites and answer inquiries and just generally be involved. Make sure that people know that you will be a business owner, and sooner rather than later, you will become the check out person.

2. Tell Us Who You Are.

What do we know about you? When I Google you, what is the first result? Make sure you spell out, in multiple places, who you are, what you’re trying to sell, and how it will benefit your customers.

3. Work smart & with the right people.QC Supermom

I am learning how to how platforms differ — Facebook is different from Google+, which is different from Twitter not only in functional ways, but in the way consumers use them.

Also how to tie in online events with offline events. Both being part of One source has proven to Me that few good people do much much more than tons of FREELOADERS what I call them.

4. Don’t damage your brand.

Worst case, you damage your brand. If you’ve set up pages on social networks and don’t post or don’t respond to customers’ comments on these pages, you’re committing social media suicide. Not responding to customer questions or complaints escalates dissatisfaction and damages your brand. It also gives dissatisfied customers something else rally supporters against your brand. Not rewarding folks to engage with you (by responding to them) withers future engagement. (Give the people who interact along with you the most special offers.)

(In closing, I think it goes without saying…..not everyone will want what you’re selling. It happens to the best of us. Here’s what ou should do…….go on to the next one!-DUH!) Ok, gotta go enjoy dinner with the family. TTYL! -QC Super Mom